Walt Disney World and Disneyland Park are not just amusement parks - they are the perfect examples of a company that defines success based on customer service rather than profits. In this episode of 3MinuteMoney, I explore the connection between Disney's philosophy and your financial success.

Learn how the standard measures of financial success, such as income, net worth, or retirement account balance, may not be an accurate measurement of financial success. I'll share a list of seven things to consider when defining your financial success, including being happy, less stressed, and having fun.

Discover how you can take inspiration from Disney's market-based approach to defining business success and redefine your own financial goals for a more fulfilling life.

Be sure to give this video a thumbs up and check out my other videos by subscribing to the channel.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

12 0

Are you relying on Dave Ramsey's advice to save just $1,000 as a starter emergency fund? It may be time to reconsider. In this video, discover why having a mere $1,000 in savings may not be enough to protect you in the case of an unexpected emergency. Learn about the importance of having a starter emergency fund that keeps up with inflation and is tailored to YOU.

This video is a must-watch for anyone looking to build a solid financial foundation. Don't make the mistake of settling for a small emergency fund - watch now!

Link to my video on inflation: https://youtu.be/n7k9TkLisZo

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.

00:00 Introduction
00:55 Who Is Dave Ramsey
01:15 Baby Step 1 - Save $1,000
01:58 The Year 1992 vs 2022, and Inflation
03:13 Pause: There's Value in Dave's Teachings
03:38 Adjusting Baby Step 1 for Inflation
03:51 Personalizing Baby Step 1 for YOU
04:36 Closing
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

38 0

In this video, I will talk about the concept of compound interest. Learn about the key principles behind compound interest and see how it works in real-life scenarios. Find out why it's never too early or late to start taking advantage of the power of compound interest and how you can start maximizing your investments today.

Whether you're a seasoned investor or just starting out, this video has something for everyone!

*$5,000 per year = less than $15 per day in savings when an investor starts at age 25 and retires at age 65.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.

00:00 Introduction
00:24 Importance of Compound Interest
00:55 Compound Interest Defined
01:21 Example of Average Investor
02:04 Example of Wise Investor
02:45 Benefit of Saving Now vs Later
03:38 Psychologic Effect
04:08 Closing
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

65 0

Worried about a layoff or facing one already? Don't panic! In this episode of 3MinuteMoney®, I'll share actionable tips to help you navigate this difficult time. From negotiating your severance package to making a budget and sticking to it, I've got you covered.

Let's secure your financial future, even during a layoff. Remember, this is just a temporary setback, and you've got this!

Bonus Tips:

1 - Be Prepared to Address a Gap in Employment:

Crafting your story to explain a gap in employment can be a challenge, but don't worry! If you were laid off, you're not alone, and we've got some tips to help you frame your experience in the best light. If you were let go, it's important to be truthful without selling yourself short.

2 - Figure Out What You Really Want to Do Next:

It's time for some introspection! Take a deep dive into your skills, experiences, and passions to figure out what you really want to do next. It's not always easy to be honest with yourself, but it's the first step towards a fulfilling career.

3 - Build Your Network, Build Your Future

Don't let a layoff hold you back! It's time to get proactive and reach out to your network. Networking can open doors to new opportunities and help you stay connected in your industry. Don't be afraid to put yourself out there and make new connections.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

13 0

If you’re in your 30s, it's time to start thinking about your financial future. In this video, I will give you the five essential money moves you need to make to take control of your financial life. From buying a home to increasing your insurance deductibles, these tips will help you achieve financial success in your 30s.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

16 0

Are you in your 40s or 50s and worried about your financial future? In this video, I'll give you the five money moves you must make to stress less about money and spend more time doing the things you love. From quitting dumb financial habits to getting a comprehensive financial plan, I'll cover everything you need to know to secure your retirement.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

20 0

Are you tired of constantly restarting your budget and never seeing lasting positive results? In this video, I’ll walk you through the six steps to creating and sticking to a budget that works for you. From tracking your expenses to deciding on trade-offs and sticking to your budget, I provide detailed guidance on taking control of your finances and achieving your goals. Don't let your finances control you anymore – start taking charge with these helpful tips and start building the life you want.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

16 0

In this video, I'll show you how to use the 28% rule to determine your maximum mortgage amount. The 28% rule states that your monthly housing costs, including mortgage, insurance, and taxes, should not exceed 28% of your income. This video is a valuable resource for anyone looking to buy a home or refinance their mortgage, so don't miss out on the opportunity to make smart financial decisions.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

22 0

You're not alone if you're in your 60s or 70s and worried about retiring comfortably. But don't worry, I'm here to help with the five money moves you need to make to retire comfortably. In this video, I'll share tips on saving, investing, legal matters, taxes, and health. Stick around to learn what you need to do to retire comfortably.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

34 0

In this video, I'll give you the basics of FICO scores and three simple ways to manage and improve your score. From lenders to insurance companies, your FICO score affects your financial life more than you think. Take advantage of these quick tips to boost your score.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

10 0

Renting versus buying a home is a hotly debated topic, but in this super short video, I'll give you the truth you need to know. Renting may seem more straightforward, but buying a house is one of the primary foundations of wealth-building and financial freedom. However, it's not for everyone. I'll explain the two main reasons you should eventually buy a home and the four conditions you should check before doing so. Watch until the end to determine if you're ready to buy a house.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

22 0

Insurance can be complicated and overwhelming, but it's a crucial aspect of financial planning. In this video, I’ll give you the five types of insurance that many people need and why. From long-term disability to life insurance, these types of coverage provide essential protection for you and your loved ones in times of need. Learn why these insurances are essential and how to ensure you have the right coverage.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

11 0

Money can be a significant source of stress and conflict in relationships, but it doesn't have to be. In this video, join me as I discuss the benefits of having an open and honest conversation with your significant other about money.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

12 0

Ready to take control of your finances and achieve financial success? In this episode of 3MinuteMoney, I'll share the most important factor: getting your mind right. It all starts with believing in yourself and your ability to make positive changes in your financial life. Learn why having the right mentality is key and how to begin making those changes today. Watch now and start believing in your financial success!

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

11 0

When free time in life is so precious, why should you take the time to either listen to the videos on 3MinuteMoney or to do a financial plan? If you don't think you are going to watch any other videos, make sure to watch this one!

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

21 0

As a society, especially in the United States as a consumer driven economy, it’s astoundingly easy to fall into debt. Thus, it should naturally then be the key question we should all ask ourselves: If I want to be successful, how much debt is too much?

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

13 0

***This is an updated video***

Are you tired of living paycheck to paycheck and feeling like you have no control over your finances? In this video, I'll explain why budgeting is a powerful tool to help you achieve financial stability and reach your long-term goals. I'll cover three reasons why budgeting is important, including how it gives you control over your money, help you achieve financial goals, and brings financial peace of mind.

It's time to put aside the negative connotations of budgeting and embrace the benefits it can bring. Start budgeting today and take the first step toward financial freedom.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

5 0

***This is an updated video***

Are you drowning in debt, or are you using it to build wealth? In this 3MinuteMoney episode, I'll explain the difference between good and bad debt and give examples.

From credit card debt to student loans, I'll help you navigate the world of borrowing and lending. If you find this video helpful, give it a thumbs up and let me know your thoughts on good and bad debt.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

5 0

Are you struggling to manage your finances with your significant other? In this video, I share 7 practical tips for managing money together and achieving your financial goals as a team. From combining your bank accounts to setting a household budget, I provide insights and strategies to help you build a strong and healthy financial future with your partner.

Previous Video: https://youtu.be/S3NRh_z-3k4

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

10 0

Are you looking for a simple, affordable life insurance solution for your loved ones but are confused about which policy to choose? Don’t feel like you’re alone. I’ll tell you why simple Term Life Insurance is the answer to your problems.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

14 0

Annuities are sold as safe and secure investments with guaranteed returns and a monthly income payment for life, but are they worth it?

In this video, I expose the dark side of annuities and why you should avoid them. With high costs and commissions, little regulation, and a bait-and-switch strategy, annuities can leave you with less money than you would have had if you'd invested in something else.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

21 0

People often wonder how much they should spend on expenses such as housing or savings to achieve financial success. In this video, I’ll discuss the overall percentages that make up a good starting point for your budget and financial life. It’s a big subject because everyone wants to know what they need to do to be successful, and where they spend their money is a large part of that equation.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

11 0

There exists a common misperception among people that ‘financial planning’ is just for rich people and not them. First of all, financial planning is most assuredly is needed for the wealthy, because the data says it’s likely that their level of spending in retirement will drop the most in dollar terms unless they do a financial plan. HOWEVER -- and the essential purpose of this video – EVERYONE in America needs a comprehensive plan or there’s a high probability they are going to live a substandard lifestyle. If you even partially believe the myth that a financial plan is only for the wealthy, this video is for you.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

10 0

While investing is undoubtedly essential to financial planning and one that everyone thinks is most important, you should know that ignoring your health can undermine even the best investment strategies. As the saying goes, you cannot sail your financial boat if you are taking on water. In today’s video, I’ll discuss a critical factor for financial success... the importance of taking care of your own physical and mental health.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

16 0

Are you depriving yourself of enjoyment while trying to save for the future? Or maybe you’re on the other side and sacrificing your financial security by living extravagantly now.

In today’s video, we will explore the crucial financial mistake of saving too much or too little, and I’ll give you five practical tips to help you achieve a healthy balance.

Let us know what you think about 3MinuteMoney! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners (WFP) a Registered Investment Advisor. 3MinuteMoney™ is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

21 0

*** This is an updated video. ***

With tuition costs rising, it's important to consider how much student debt is appropriate. In this video, I will discuss the two critical factors to consider when determining how much student debt to incur, including expected starting salary and long-term financial goals. By following these guidelines, you can make informed decisions about borrowing for college and set yourself on the path to financial stability after graduation.

Let us know what you think about 3MinuteMoney®! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney®? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners® (WFP) a Registered Investment Advisor. 3MinuteMoney® is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

0 0

Are you or your parents struggling to make ends meet in retirement? Have you heard of “Reverse Mortgages” but aren't sure if they are legitimate, how they work or if they're right for you? In today's episode of 3MinuteMoney, we'll explore the ins and outs of reverse mortgages and help you determine if they're a viable option for your financial future.

Let us know what you think about 3MinuteMoney®! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney®? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners® (WFP) a Registered Investment Advisor. 3MinuteMoney® is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

7 0

A good lesson we’re taught in life is that we should not judge other people but let me CLEARLY tell you that every financial and insurance institution in this country is absolutely judging how financially stable and credit worthy you are, and they use your FICO Score to do it. This video will show you how to get to that rarified level of 800 or more.

Let us know what you think about 3MinuteMoney®! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney®? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners® (WFP) a Registered Investment Advisor. 3MinuteMoney® is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

10 0

** This is an updated video **

In this episode of 3MinuteMoney, I will share with you the five key money moves every 20-year-old must make to avoid financial failure later in life. With failed government policies, terrible financial advice from TikTokers, and celebrities telling you to invest in cryptocurrency, it's no wonder why twenty-year-olds are struggling financially. I've researched for you and cut through the BS to give you the essential steps to financial success.

Let us know what you think about 3MinuteMoney®! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney®? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners® (WFP) a Registered Investment Advisor. 3MinuteMoney® is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

5 0

The world is a very complex place and – within that world – we all have our own smaller world of finances. Because of that complexity, the question that nags at every person who wants to be financially successful is whether we are doing what needs to be done financially; are we approaching our debt the right way, or doing the right thing on our investments, and making choices that are wise for us.

Let us know what you think about 3MinuteMoney®! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney®? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners® (WFP) a Registered Investment Advisor. 3MinuteMoney® is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

12 0

Mismanaging your cash flow needs is a common mistake investors make, and it can have severe consequences for your financial future. In this video, I’ll explain the importance of separating your short-term cash needs and your long-term investments, and I’ll give you five common areas where people often misjudge their cash flow needs.

Let us know what you think about 3MinuteMoney®! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney®? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners® (WFP) a Registered Investment Advisor. 3MinuteMoney® is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

10 0

People commonly think the smartest financial thing they can do is to find the “best investments” or maximize their tax strategies. Those elements are important, but as the old adage would state: “they are necessary but not sufficient”. Because life overruns us and emotions overtake us, I’ve learned the hard way that the best move someone can make is to get a comprehensive financial plan done from someone that you trust. If you want to understand why this first point is number one my list, this video is for you.

Let us know what you think about 3MinuteMoney®! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney®? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners® (WFP) a Registered Investment Advisor. 3MinuteMoney® is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

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There are two schools of thought when it comes to paying off your mortgage early. On one hand, some people believe that all debt is bad and that paying off your mortgage as soon as possible is the only way to financial freedom. On the other hand, some people believe that mortgage debt is good because it's generally cheap, and you should focus on investing your money instead of using available cash to pay it off. So, which side is right?

Let us know what you think about 3MinuteMoney®! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney®? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners® (WFP) a Registered Investment Advisor. 3MinuteMoney® is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

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While Social Security is a crucial part of retirement planning, and I think it’s a great system overall, knowing your options of when to file is specific to each individual. Let's explore some common mistakes that people make.

Let us know what you think about 3MinuteMoney®! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney®? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners® (WFP) a Registered Investment Advisor. 3MinuteMoney® is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

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All successful people have budgets. Some people can't get their budget right and keep busting their spending capacity, so something is obviously missing. If that's happening to you, then this video is up your alley.

Let us know what you think about 3MinuteMoney®! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney®? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners® (WFP) a Registered Investment Advisor. 3MinuteMoney® is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

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When you first think of money – particularly when you’re just getting going and don't have any – or if you're 45 years old and realize you are way behind in being OK financially, the hill in front of you seems like a mountain. Where do you start? What two things do you need to do first? Is it even worthwhile or will I never be OK? This video will be a “10 Commandments” of money for where you start and what you need to always hold to. These 10 are common in outlining the big things you need to get right to be both happy and financially secure.

Let us know what you think about 3MinuteMoney®! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney®? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners® (WFP) a Registered Investment Advisor. 3MinuteMoney® is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

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Like most people, you want to know how much money you should be saving but need help figuring out exactly where to start. In this video, I will share with you the only way to know exactly how much you need to save. You probably won’t like the answer, but it’s the truth. I will also reveal the top things people regret spending too much money on, which can ultimately hinder their ability to save.

Let us know what you think about 3MinuteMoney®! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney®? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners® (WFP) a Registered Investment Advisor. 3MinuteMoney® is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

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Actually getting approved for one of the confusing array of credit cards being offered to people isn’t the greatest challenge. Instead, the nagging question is: “How do I determine the right rewards credit card for me to maximize my financial life? This video might help you figure that out!

Let us know what you think about 3MinuteMoney®! Email us at info@3MinuteMoney.com.

Want to learn more about 3MinuteMoney®? Check out our website https://3minutemoney.com/.
_________________________________________________________________________________

Patrick Zumbusch is CEO and Founder of Investment Metrics, LLC. dba Wellspring Financial Partners® (WFP) a Registered Investment Advisor. 3MinuteMoney® is a separate legal entity providing general financial educational materials affiliated through Mr. Zumbusch’s roles with both businesses and does not offer individualized advisory services. No investment advice may be rendered without an advisory agreement in place with WFP.

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